First Northern Community Stock Analysis
| FNRN Stock | USD 14.70 0.10 0.68% |
First Northern Community has over 5.84 Million in debt which may indicate that it relies heavily on debt financing. With a high degree of financial leverage come high-interest payments, which usually reduce First Northern's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
First Northern's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. First Northern's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the OTC Stock is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps First OTC Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect First Northern's stakeholders.
For many companies, including First Northern, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for First Northern Community, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, First Northern's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that First Northern's debt-to-equity ratio measures a OTC Stock's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which First Northern is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of First Northern to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, First Northern is said to be less leveraged. If creditors hold a majority of First Northern's assets, the OTC Stock is said to be highly leveraged.
First Northern Community is overvalued with Real Value of 12.04 and Hype Value of 14.7. The main objective of First Northern otc analysis is to determine its intrinsic value, which is an estimate of what First Northern Community is worth, separate from its market price. There are two main types of First Northern's stock analysis: fundamental analysis and technical analysis.
The First Northern otc stock is traded in the USA on OTCQX Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
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First OTC Stock Analysis Notes
The company has price-to-book (P/B) ratio of 1.02. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Northern Community last dividend was issued on the 28th of May 2010. The entity had 105:100 split on the 25th of February 2022. First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California. First Northern operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 190 people.The quote for First Northern Community is listed on Over The Counter exchange (i.e., OTC), and the entity is not required to meet listing requirements such as those found on the Nasdaq, NYSE, or AMEX exchanges. To learn more about First Northern Community call Louise Walker at 707 678 3041 or check out https://www.thatsmybank.com.First Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 123.88 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Northern's market, we take the total number of its shares issued and multiply it by First Northern's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.First Profitablity
First Northern's profitability indicators refer to fundamental financial ratios that showcase First Northern's ability to generate income relative to its revenue or operating costs. If, let's say, First Northern is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, First Northern's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of First Northern's profitability requires more research than a typical breakdown of First Northern's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34. Technical Drivers
As of the 19th of February, First Northern shows the Standard Deviation of 0.5858, coefficient of variation of 321.47, and Mean Deviation of 0.3683. First Northern Community technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate data for eighteen technical drivers for First Northern Community, which can be compared to its peers.First Northern Community Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two.
First Northern Outstanding Bonds
First Northern issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Northern Community uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Northern Community has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
First Northern Predictive Daily Indicators
First Northern intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Northern otc stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Northern Forecast Models
First Northern's time-series forecasting models are one of many First Northern's otc stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Northern's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.First Northern Community Debt to Cash Allocation
First Northern Community currently holds 5.84 M in liabilities with Debt to Equity (D/E) ratio of 11.17, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist First Northern until it has trouble settling it off, either with new capital or with free cash flow. So, First Northern's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Northern Community sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Northern's use of debt, we should always consider it together with cash and equity.First Northern Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Northern's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Northern, which in turn will lower the firm's financial flexibility.First Northern Corporate Bonds Issued
About First OTC Stock Analysis
OTC Stock analysis is the technique used by a trader or investor to examine and evaluate how First Northern prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our otc analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual OTC such as First Northern. By using and applying First OTC Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California. First Northern operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 190 people.
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First Northern financial ratios help investors to determine whether First OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Northern security.